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We make no representations or endorsements regarding the content of the external websites or the organizations that own or control the websites.
Kay Lipton is not responsible for hypertext links from third party websites to this website and forbids anybody to establish such links without Kay Lipton's prior written authorization.

Terms & Conditions
Access to and use of this website are subject to your acceptance of this Legal Notice and Disclaimer as amended from time to time by Kay Lipton at her sole discretion and without prior notice.

Kay Lipton grants you a personal, non-exclusive and non transferable right of access to and use of this website.  Any other rights are expressly excluded except where otherwise provided in a specific written agreement.

She does not give any warranty nor accept any liability regarding the accuracy, fitness for use or purpose, completeness or availability of any of the information or materials contained on this website beyond that required by applicable laws.  Access to and use of the Kay Lipton's website is therefore made at your sole risk.

In no event shall Kay Lipton be liable in this respect for any damage arising out of or in connection with access, use or availability of this website or the materials contained in it or accessed through it.